How to Get a Mortgage Pre-Approval
Getting a pre-approval helps buyers feel confident going into the home buying process and shows sellers that you’re a serious and qualified buyer.
- Affordability
- Services and tools that make buying a home affordable for you.
- Low Price
- Competitive pricing from our marketplace of top lenders.
- Marketplace
- Thousands of home financing options that can fit your needs.
Local Expertise to help guide you home
Michael Huff, Mortgage Loan Officer
NMLS ID # | | mikehuff01@gmail.com
As a dedicated mortgage professional, I’m passionate about helping individuals and partnerships achieve their dream of homeownership. Although new to loan origination, I have a solid track record of residential real estate sales over the past 12 years with a volume over $67 million and 292 transaction sides. I have a deep understanding of every aspect of the real estate transaction, and my concierge approach ensures that every client receives personalized attention and support throughout the process. I specialize in assisting first-time buyers and professionals seeking a primary residence, guiding them with care and expertise. I’m committed to making your journey to homeownership smooth and enjoyable, turning your goals into reality one step at a time. Let’s find the perfect home for you together!
A Seamless Process
Find your rate . Instantly find the most competitive deal from over 25 lenders in our network.
Get pre-approved . Complete a simple online application to receive a fast pre-approval, giving you confidence and bargaining power in your home search.
Close with ease . Enjoy a streamlined closing process with digital tools and expert support, making finalizing your mortgage quick and hassle-free
Financing partnership, the way it should be
How Much Can I Afford?
Let’s dive into some tips and tricks to help you fully understand how to figure out how much house you can afford.
How Soon Can You Refinance Your Mortgage?
When is the right time to refinance? As with so many things, the answer will depend on your individual goals and financial circumstances.
Mortgage Rates Today
We search thousands of loan options so you don't have to! Find the most competitive rates here including: 15, 20 and 30-year fixed rates, 10/6, 7/6 and 5/6 ARMs, FHA, Jumbo, low down payment options and more. Create an account to customize your loan options and track daily interest rates.
Create Your AccountTestimonials
Supporting Homebuyers
“Best lender I've ever had. Very communicative, quick, and easy to get a hold of when you need to. I like that you can see exactly what step everything is on on their site. They seemed to always be on top of their stuff.”
Lindsey S
“I was able to lock in the best rate for my loan and I was cleared to close well ahead of my set closing date. [They] helped me fully understand the terms of the loan and [were] available constantly to answer my questions.”
Nathalie S
“Strongly recommend Morty. Fast service, professional, low rates. I will never shop for a loan elsewhere.”
Phi T
“They offered us the best deal (and I shopped around a lot). Their mortgage calculator tool was easy and useful. Their closing checklist was straightforward and very helpful. Their team was super responsive to all my emails.”
Lara D
“The rates and fees you see in the portal are accurate and do not change. The closing team is super responsive and helpful along with always making sure that we were cleared to close long before the closing date. That provides such a relief, especially in this crazy market!”
Derek and Liza
“They gave me the best rate on my home loan amongst all of the many lenders that I researched. Then they were extremely helpful throughout the process. Everything went smoothly with them from start of application to closing.”
Elizabeth L